Take-Home Salary / CTC Calculator
From CTC to in-hand — see every deduction clearly
Frequently Asked Questions
CTC includes employer PF, gratuity, and other employer contributions. Your in-hand salary is CTC minus all deductions: employee PF, professional tax, income tax, and other statutory deductions.
Employer's PF contribution, income tax (deducted at source as TDS), professional tax, and other deductions reduce your take-home significantly.
Yes. Higher basic means higher PF deduction (tax-exempt), higher HRA (partially exempt), but also potentially higher tax under old regime. Use the income tax calculator to optimise your structure.
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